BWCI Pension Trustees Limited provides a full range of pensions management services. These include the administration of local, international and Pan-European pension schemes and related trustee services.

We also provide trusteeship and administration of retirement annuity trust schemes and the Blue Riband product range of positive retirement solutions.

Our administration services are supported by the technical expertise of our pensions and investment consulting service which specialises in advising employers and trustees based in Guernsey and a range of jurisdictions including Jersey, Isle of Man and the United Kingdom. We are also part of Abelica Global, the international network of consultants and actuaries.

Concept Group ("Concept") was established in June 2004.

The company is an independent provider of innovative offshore financial solutions with a presence in Guernsey.

With its roots in the provision and administration of traditional Fiduciary structures (such as Discretionary Trusts), it has also gained a pre-eminent reputation for the design and provision of international retirement solutions for both corporate and individual clients, in established and emerging markets.

The Concept Aurora brand has become synonymous with cost effective packaged pension products throughout the world.

The Group Head Office is in Guernsey in the Channel Islands and currently employs approximately 50 staff. The business is owner managed, and has remained nimble and responsive to its clients' needs whilst at the same time becoming a market leader in the design and provision of its solutions. It has continued to recruit to ensure its continued sales growth is underpinned by technical excellence and relevant experience.

A dynamic sales ethic ensures the business remains close to the requirements and evolving needs of its distribution and end clients. The internationally mobile sales team conduct a global travel programme to host regular meetings across the world, and are known for their technical expertise and the calibre of their product training. It is such an approach that has allowed Concept to become the "Trusted Provider" and the offshore retirement solution provider of choice.

The Pensioneer Trustee Company (Guernsey) Limited is a privately owned, innovative trust company specialising in the provision of International Pension Plans, Employee Benefit Solutions and Gratuity Reserve Schemes to the international and local sectors.

Specialities: International Pension Plans, EBT's, FURBS, Pre/Post 2006 IPP Occupational transfers, RATS, QNUPS, Gratuity Reserve Schemes, and International Employee Benefit Solutions.

Sovereign Trust (Channel Islands) Limited, licensed by the Guernsey Financial Services Commission, was established in Guernsey in 2010 and offers trust services and pension schemes to individuals, expatriates, entrepreneurs, freelance consultants, private investors or wealthy persons and their families.

The company is part of the international Sovereign Group, one of the world's leading financial services groups, which has 24 offices across Africa, Asia, the Caribbean, Europe and the Middle East.

Sovereign's core business is setting up and managing pensions, companies, trusts and other structures such as foundations to meet the specific personal or business needs of its clients. Typically, these needs would include wealth protection, foreign property ownership, company formation, corporate services and the facilitation of cross-border business.

The Guernsey office specialises in International Retirement Plans and Qualifying Non-UK Pension Schemes (QNUPS) and has exclusive use of an International Financial Adviser Support (IFAS) programme - a unique technical support programme providing a one-stop shop for information on international pensions.

Pension plans are established so that the underlying investments may not be subject to tax; with careful planning the pension fund can therefore be used by the member during their lifetime and any unused assets within the scheme at the time of death can then be passed on to the member's estate or to named beneficiaries.